Insurance & Billing

Understanding Your Coverage for Advanced Wound Care

We accept Medicare Part B and most major insurance plans. Learn how your coverage works for regenerative wound care treatments.

Medicare Part B (Original Medicare)

Best Coverage for Advanced Wound Care

If you have Original Medicare Part B (the standard Medicare plan), you have excellent coverage for our advanced regenerative wound care treatments. Medicare Part B covers medically necessary wound care services, including:

Comprehensive wound assessments and evaluations

Advanced debridement procedures

Regenerative tissue therapies

Specialized dressing applications

Negative pressure wound therapy (NPWT)

Follow-up visits and ongoing management

Why Medicare Part B Works Best

Medicare Part B provides comprehensive coverage for advanced wound care treatments without the restrictions often found in Medicare Advantage plans. Most of our patients with Original Medicare Part B experience smooth approval and coverage for their treatments.

Medicare Advantage Plans

Medicare Advantage (also called Medicare Part C or "MA Plans") are offered by private insurance companies approved by Medicare. While these plans can offer additional benefits, they often have different coverage rules and restrictions for advanced wound care treatments.

Important to Know

Medicare Advantage plans may require prior authorization for advanced treatments, have network restrictions, or deny coverage for certain regenerative therapies that Medicare Part B typically covers. Each Advantage plan has its own rules and approval process.

Common Medicare Advantage Coverage Challenges:

Prior Authorization Requirements

Many Advantage plans require approval before treatment, which can delay care

Limited Provider Networks

You may need to use specific providers or get referrals

Treatment Denials

Some advanced regenerative therapies may not be covered by your specific plan

Variable Coverage

Coverage differs significantly between Advantage plan carriers and specific plans

We Can Help

If you have a Medicare Advantage plan, we'll work with you to verify coverage and pursue authorization. However, please be aware that some treatments may not be approved. We recommend contacting your plan directly to understand your wound care benefits before your first visit.

Medicare Supplements & Secondary Insurance

If you have Original Medicare Part B with a Medicare Supplement (Medigap) policy, you typically have excellent coverage. Medigap plans work alongside Medicare Part B to cover copays and deductibles.

Understanding Secondary Coverage

Medicare Part B + Medigap

This combination typically provides the best coverage for advanced wound care. Medigap helps pay the 20% coinsurance after Medicare Part B covers 80%.

Excellent Coverage

Other Supplemental Plans

Some supplemental insurance plans have restrictions on what they cover, especially for advanced or regenerative treatments. Coverage varies by carrier and policy.

Verify Coverage

What About My Supplemental Plan?

If you have a supplemental insurance plan (not Medigap) or secondary insurance, coverage for advanced wound care treatments can vary significantly. Some plans may:

  • Have different approval requirements than Medicare
  • Not cover certain regenerative or advanced therapies
  • Require you to meet specific medical criteria before approval
  • Deny coverage even when Medicare Part B approves

Other Insurance Options

Private Insurance

We work with most major private insurance carriers. Coverage for wound care varies by plan, so we recommend verifying your benefits before treatment.

  • We'll verify your insurance benefits
  • We handle prior authorizations
  • We bill your insurance directly

Medicaid

We accept select Medicaid plans. Coverage varies significantly by state and specific Medicaid program. Please contact us to verify if we accept your Medicaid plan.

Note: Medicaid coverage rules differ from Medicare, and some advanced treatments may require special approval.

Veterans & TRICARE

We honor our veterans. If you have VA benefits or TRICARE coverage, we'll work with you to coordinate care and explore coverage options.

Call to discuss your benefits

Self-Pay Options

If you don't have insurance coverage or prefer to pay out-of-pocket, we offer transparent self-pay pricing. Contact us for a cost estimate based on your specific treatment needs.

Payment plans may be available for qualifying patients.

Common Insurance Questions

If your insurance denies coverage, we'll work with you to appeal the decision and provide supporting clinical documentation. We can also discuss alternative treatment options or self-pay arrangements if needed.

Our goal is to ensure you receive the care you need while working within your coverage limits.

Medicare Part B: No referral required. You can schedule directly with us.

Medicare Advantage & Other Plans: Many plans require a referral. Check your plan details or contact us for help determining if you need one.

Out-of-pocket costs vary based on your specific insurance plan, deductible status, and coinsurance amounts. For Medicare Part B, patients typically pay 20% of the Medicare-approved amount after meeting their annual deductible.

We'll provide a cost estimate after verifying your benefits. Contact our billing team at 877-545-1300 with questions about costs.

Yes, you can switch during specific enrollment periods (typically October 15 - December 7 for the Annual Enrollment Period, or January 1 - March 31 for the Medicare Advantage Open Enrollment Period).

If you're experiencing coverage issues with your Medicare Advantage plan, switching back to Original Medicare Part B may provide better access to advanced wound care treatments. Contact Medicare at 1-800-MEDICARE to discuss your options.

Questions About Your Insurance Coverage?

Our billing team is here to help you understand your coverage and answer any questions about insurance or costs.

Our billing specialists are available Monday-Friday, 8:00 AM - 5:00 PM